2025/2026 Tax Year

UK Salary Calculator 2025/2026

Calculate your take-home pay after Income Tax and National Insurance for the 2025/2026 tax year. Get detailed breakdowns of your annual, monthly, weekly, and daily salary.

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This calculator uses the 2025/2026 tax rates and National Insurance thresholds. The personal allowance is £12,570 and begins to reduce if you earn over £100,000.

About UK Tax Rates 2025/2026

The UK tax system for 2025/2026 consists of several components that affect your take-home pay:

  • Personal Allowance: £12,570 tax-free (reduces by £1 for every £2 earned over £100,000)
  • Basic Rate (20%): £12,571 to £50,270
  • Higher Rate (40%): £50,271 to £125,140
  • Additional Rate (45%): Over £125,140

National Insurance contributions are calculated at 8% on earnings between £12,570 and £50,270, and 2% on earnings above £50,270.

Scotland has different tax bands with rates ranging from 19% to 48% for higher earners.

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